{"id":17155,"date":"2026-05-21T15:22:33","date_gmt":"2026-05-21T07:22:33","guid":{"rendered":"https:\/\/www.workstem.com\/tw\/blog\/%e8%87%aa%e5%8b%95%e8%8d%89%e7%a8%bf\/"},"modified":"2026-08-19T13:15:51","modified_gmt":"2026-08-19T05:15:51","slug":"2026-labor-insurance-premium-calculation-guide","status":"publish","type":"post","link":"https:\/\/www.workstem.com\/tw\/blog\/2026-labor-insurance-premium-calculation-guide\/","title":{"rendered":"\u5065\u4fdd\u8cbb\u8a08\u7b972026\uff1a\u5065\u4fdd\u8cbb\u7387\u8207\u7737\u5c6c\u52a0\u4fdd"},"content":{"rendered":"<p>\u6bcf\u5e74\u5230\u4e86\u5e74\u521d\uff0cHR\u6700\u5e38\u88ab\u8a62\u554f\u7684\u554f\u984c\u4e4b\u4e00\u5c31\u662f\uff1a\u300c\u4eca\u5e74\u7684\u5065\u4fdd\u8cbb\u7387\u6709\u8abf\u6574\u55ce\uff1f\u6211\u7684\u5065\u4fdd\u8cbb\u8981\u7e73\u591a\u5c11\uff1f\u300d\u3001\u300c\u7737\u5c6c\u52a0\u4fdd\u8981\u600e\u9ebc\u8a08\u7b97\uff1f\u6700\u591a\u53ef\u4ee5\u52a0\u5e7e\u500b\u4eba\uff1f\u300d<\/p>\n<p>2026\u5e74\uff08\u6c11\u570b115\u5e74\uff09\uff0c\u5065\u4fdd\u8cbb\u7387\u7dad\u63015.17%\u4e0d\u8b8a\uff0c\u4f46\u7531\u65bc\u57fa\u672c\u5de5\u8cc7\u8abf\u6f32\u81f329,500\u5143\uff0c\u5065\u4fdd\u6295\u4fdd\u91d1\u984d\u5206\u7d1a\u8868\u7b2c\u4e00\u7d1a\u96a8\u4e4b\u9023\u52d5\u8abf\u6574\uff0c\u90e8\u5206\u52de\u5de5\u7684\u6295\u4fdd\u7d1a\u8ddd\u5c07\u540c\u6b65\u4e0a\u8abf\uff0c\u6bcf\u6708\u5065\u4fdd\u81ea\u4ed8\u984d\u4ea6\u6703\u5fae\u5e45\u589e\u52a0\u3002<\/p>\n<p>\u672c\u6587\u5c07\u70ba\u60a8\u8a73\u7d30\u6574\u74062026\u5e74\u5065\u4fdd\u8cbb\u8a08\u7b97\u65b9\u5f0f\u3001\u6295\u4fdd\u7d1a\u8ddd\u5c0d\u7167\u8868\u3001\u7737\u5c6c\u52a0\u4fdd\u898f\u5b9a\uff0c\u4ee5\u53ca\u96c7\u4e3b\u8207\u52de\u5de5\u6700\u95dc\u5fc3\u7684\u5e38\u898b\u554f\u984c\uff0c\u5e6b\u52a9HR\u53ca\u50f1\u4e3b\u8f15\u9b06\u8655\u7406\u5065\u4fdd\u7533\u5831\uff0c\u78ba\u4fdd\u5408\u898f\u7121\u865e\u3002<\/p>\n<h2>2026\u5e74\u5065\u4fdd\u8cbb\u7387\u8207\u6295\u4fdd\u7d1a\u8ddd\u8abf\u6574<\/h2>\n<h3>\uff08\u4e00\uff09\u5065\u4fdd\u8cbb\u7387\u7dad\u63015.17%<\/h3>\n<p>\u6839\u64da\u885b\u751f\u798f\u5229\u90e8\u4e2d\u592e\u5065\u5eb7\u4fdd\u96aa\u7f72\u516c\u544a\uff0c2026\u5e74\u5065\u4fdd\u8cbb\u7387\u7dad\u63015.17%\uff0c\u82072021\u5e74\u4ee5\u4f86\u7684\u6c34\u6e96\u76f8\u540c\uff0c\u4e26\u7121\u8abf\u6f32\u3002\u7121\u8ad6\u8077\u696d\u3001\u5e74\u9f61\u3001\u6027\u5225\uff0c\u5747\u9069\u7528\u76f8\u540c\u8cbb\u7387\u3002<\/p>\n<h3>\uff08\u4e8c\uff09\u57fa\u672c\u5de5\u8cc7\u8abf\u6f32\u5e36\u52d5\u6295\u4fdd\u7d1a\u8ddd\u8abf\u6574<\/h3>\n<p>2026\u5e741\u67081\u65e5\u8d77\uff0c\u57fa\u672c\u5de5\u8cc7\u753128,590\u5143\u8abf\u6f32\u81f329,500\u5143\u3002\u5065\u4fdd\u6295\u4fdd\u91d1\u984d\u5206\u7d1a\u8868\u7b2c\u4e00\u7d1a\u96a8\u4e4b\u8abf\u6574\u70ba29,500\u5143\uff0c\u9019\u610f\u5473\u8457\u539f\u672c\u6295\u4fdd\u5728\u57fa\u672c\u5de5\u8cc7\u7d1a\u8ddd\u7684\u52de\u5de5\uff0c\u5176\u6295\u4fdd\u91d1\u984d\u5c07\u540c\u6b65\u4e0a\u8abf\uff0c\u6bcf\u6708\u5065\u4fdd\u81ea\u4ed8\u984d\u4e5f\u6703\u7565\u6709\u589e\u52a0\u3002<\/p>\n<table>\n<tbody>\n<tr>\n<td style=\"text-align: center;\">\u5e74\u5ea6<\/td>\n<td style=\"text-align: center;\">\u57fa\u672c\u5de5\u8cc7<\/td>\n<td style=\"text-align: center;\">\u5065\u4fdd\u8cbb\u7387<\/td>\n<td style=\"text-align: center;\">\u6bcf\u6708\u5065\u4fdd\u81ea\u4ed8\u984d\uff08\u672c\u4eba\uff0c\u7121\u7737\u5c6c\uff09<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">2025\u5e74<\/td>\n<td style=\"text-align: center;\">28,590\u5143<\/td>\n<td style=\"text-align: center;\">5.17%<\/td>\n<td style=\"text-align: center;\">\u7d04443\u5143<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">2026\u5e74<\/td>\n<td style=\"text-align: center;\">29,500\u5143<\/td>\n<td style=\"text-align: center;\">5.17%<\/td>\n<td style=\"text-align: center;\">\u7d04458\u5143<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u5065\u4fdd\u8cbb\u8a08\u7b97\u516c\u5f0f<\/h2>\n<p>\u5065\u4fdd\u8cbb\u7684\u8a08\u7b97\u6d89\u53ca\u56db\u500b\u6838\u5fc3\u56e0\u5b50\uff1a\u6295\u4fdd\u91d1\u984d\u3001\u4fdd\u96aa\u8cbb\u7387\u3001\u8ca0\u64d4\u6bd4\u7387\u3001\u7737\u5c6c\u4eba\u6578\u3002<\/p>\n<h3>\u4e00\u822c\u53d7\u50f1\u52de\u5de5\uff08\u7b2c\u4e00\u985e\u88ab\u4fdd\u96aa\u4eba\uff09\u81ea\u4ed8\u984d\u8a08\u7b97<\/h3>\n<p>\u5c0d\u65bc\u53d7\u50f1\u65bc\u516c\u53f8\u884c\u865f\u7684\u54e1\u5de5\uff0c\u5065\u4fdd\u8cbb\u8ca0\u64d4\u6bd4\u7387\u70ba\uff1a\u52de\u5de5\u81ea\u4ed830%\u3001\u96c7\u4e3b\u8ca0\u64d460%\u3001\u653f\u5e9c\u88dc\u52a910%\u3002<\/p>\n<p>\u8a08\u7b97\u516c\u5f0f\uff1a<\/p>\n<p>\u6bcf\u6708\u5065\u4fdd\u81ea\u4ed8\u984d = \u6708\u6295\u4fdd\u91d1\u984d \u00d7 \u5065\u4fdd\u8cbb\u7387(5.17%) \u00d7 \u8ca0\u64d4\u6bd4\u7387(30%) \u00d7 (\u672c\u4eba + \u7737\u5c6c\u4eba\u6578)<\/p>\n<p>\u7737\u5c6c\u4eba\u6578\u4e0a\u9650\uff1a \u7737\u5c6c\u8d85\u904e3\u53e3\u8005\uff0c\u4ee53\u53e3\u8a08\u3002<\/p>\n<h3>\u8a08\u7b97\u5be6\u4f8b<\/h3>\n<p>\u5be6\u4f8b\u4e00\uff1a\u55ae\u8eab\u7121\u7737\u5c6c\uff0c\u6708\u85aa29,500\u5143<\/p>\n<ul>\n<li>\u6708\u6295\u4fdd\u91d1\u984d\uff1a29,500\u5143<\/li>\n<li>\u5065\u4fdd\u81ea\u4ed8\u984d = 29,500 \u00d7 5.17% \u00d7 30% \u00d7 1 = 458\u5143\/\u6708<\/li>\n<\/ul>\n<p>\u5be6\u4f8b\u4e8c\uff1a\u6708\u85aa45,800\u5143\uff0c\u7737\u5c6c2\u4eba<\/p>\n<ul>\n<li>\u6708\u6295\u4fdd\u91d1\u984d\uff1a45,800\u5143<\/li>\n<li>\u5065\u4fdd\u81ea\u4ed8\u984d = 45,800 \u00d7 5.17% \u00d7 30% \u00d7 (1 + 2) = \u7d042,130\u5143\/\u6708\uff0845,800 \u00d7 5.17% \u00d7 30% \u00d7 3\uff09<\/li>\n<\/ul>\n<p>\u5be6\u4f8b\u4e09\uff1a\u6708\u85aa63,800\u5143\uff0c\u7737\u5c6c4\u4eba\uff08\u53ea\u8a083\u4eba\uff09<\/p>\n<ul>\n<li>\u6708\u6295\u4fdd\u91d1\u984d\uff1a63,800\u5143<\/li>\n<li>\u5065\u4fdd\u81ea\u4ed8\u984d = 63,800 \u00d7 5.17% \u00d7 30% \u00d7 (1 + 3) = \u7d043,960\u5143\/\u6708\uff08\u7737\u5c6c\u8d85\u904e3\u53e3\u4ee53\u53e3\u8a08\uff09<\/li>\n<\/ul>\n<h2>\u96c7\u4e3b\u8ca0\u64d4\u7684\u5065\u4fdd\u8cbb\u8a08\u7b97<\/h2>\n<p>\u96c7\u4e3b\u9664\u4e86\u70ba\u54e1\u5de5\u6295\u4fdd\u5916\uff0c\u9084\u9808\u8ca0\u64d4\u4e00\u5b9a\u6bd4\u4f8b\u7684\u5065\u4fdd\u8cbb\uff0c\u4e26\u53ef\u4f9d\u6cd5\u5c07\u54e1\u5de5\u7684\u5065\u4fdd\u8cbb\u81ea\u5176\u85aa\u8cc7\u4e2d\u4ee3\u70ba\u6263\u7e73\u3002<\/p>\n<h3>\u96c7\u4e3b\u8ca0\u64d4\u8a08\u7b97\u516c\u5f0f<\/h3>\n<p>\u96c7\u4e3b\u6bcf\u6708\u5065\u4fdd\u8ca0\u64d4 = \u6708\u6295\u4fdd\u91d1\u984d \u00d7 \u5065\u4fdd\u8cbb\u7387(5.17%) \u00d7 \u96c7\u4e3b\u8ca0\u64d4\u6bd4\u7387(60%) \u00d7 (1 + \u5e73\u5747\u7737\u5c6c\u4eba\u6578)<\/p>\n<p>\u81ea2024\u5e74\u8d77\uff0c\u96c7\u4e3b\u8ca0\u64d4\u7684\u5065\u4fdd\u8cbb\u542b\u672c\u4eba\u53ca\u5e73\u5747\u7737\u5c6c\u4eba\u65780.56\u4eba\uff0c\u5171\u8a081.56\u4eba\u3002<\/p>\n<p>\u8a08\u7b97\u5be6\u4f8b\uff1a\u6708\u85aa29,500\u5143<br \/>\n\u96c7\u4e3b\u6bcf\u6708\u5065\u4fdd\u8ca0\u64d4 = 29,500 \u00d7 5.17% \u00d7 60% \u00d7 1.56 = \u7d041,428\u5143\/\u6708<\/p>\n<h2>2026\u5e74\u5065\u4fdd\u6295\u4fdd\u91d1\u984d\u5206\u7d1a\u8868<\/h2>\n<p>\u4ee5\u4e0b\u662f2026\u5e74\uff08115\u5e741\u67081\u65e5\u8d77\u751f\u6548\uff09\u7684\u5065\u4fdd\u6295\u4fdd\u91d1\u984d\u5206\u7d1a\u8868\uff0c\u4f9bHR\u53ca\u50f1\u4e3b\u5c0d\u7167\u4f7f\u7528\uff1a<\/p>\n<table>\n<tbody>\n<tr>\n<td style=\"text-align: center;\">\u7d1a\u8ddd<\/td>\n<td style=\"text-align: center;\">\u6708\u6295\u4fdd\u91d1\u984d<\/td>\n<td style=\"text-align: center;\">\u672c\u4eba\u81ea\u4ed8\u984d<\/td>\n<td style=\"text-align: center;\">\u672c\u4eba+1\u7737\u53e3<\/td>\n<td style=\"text-align: center;\">\u672c\u4eba+2\u7737\u53e3<\/td>\n<td style=\"text-align: center;\">\u672c\u4eba+3\u7737\u53e3<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">1<\/td>\n<td style=\"text-align: center;\">29,500<\/td>\n<td style=\"text-align: center;\">458<\/td>\n<td style=\"text-align: center;\">916<\/td>\n<td style=\"text-align: center;\">1,374<\/td>\n<td style=\"text-align: center;\">1,832<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">2<\/td>\n<td style=\"text-align: center;\">30,300<\/td>\n<td style=\"text-align: center;\">470<\/td>\n<td style=\"text-align: center;\">940<\/td>\n<td style=\"text-align: center;\">1,410<\/td>\n<td style=\"text-align: center;\">1,880<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">3<\/td>\n<td style=\"text-align: center;\">31,800<\/td>\n<td style=\"text-align: center;\">493<\/td>\n<td style=\"text-align: center;\">986<\/td>\n<td style=\"text-align: center;\">1,479<\/td>\n<td style=\"text-align: center;\">1,972<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">4<\/td>\n<td style=\"text-align: center;\">33,300<\/td>\n<td style=\"text-align: center;\">516<\/td>\n<td style=\"text-align: center;\">1,032<\/td>\n<td style=\"text-align: center;\">1,548<\/td>\n<td style=\"text-align: center;\">2,064<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">5<\/td>\n<td style=\"text-align: center;\">34,800<\/td>\n<td style=\"text-align: center;\">540<\/td>\n<td style=\"text-align: center;\">1,080<\/td>\n<td style=\"text-align: center;\">1,620<\/td>\n<td style=\"text-align: center;\">2,160<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">6<\/td>\n<td style=\"text-align: center;\">36,300<\/td>\n<td style=\"text-align: center;\">563<\/td>\n<td style=\"text-align: center;\">1,126<\/td>\n<td style=\"text-align: center;\">1,689<\/td>\n<td style=\"text-align: center;\">2,252<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">7<\/td>\n<td style=\"text-align: center;\">38,200<\/td>\n<td style=\"text-align: center;\">592<\/td>\n<td style=\"text-align: center;\">1,184<\/td>\n<td style=\"text-align: center;\">1,776<\/td>\n<td style=\"text-align: center;\">2,368<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">8<\/td>\n<td style=\"text-align: center;\">40,100<\/td>\n<td style=\"text-align: center;\">622<\/td>\n<td style=\"text-align: center;\">1,244<\/td>\n<td style=\"text-align: center;\">1,866<\/td>\n<td style=\"text-align: center;\">2,488<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">9<\/td>\n<td style=\"text-align: center;\">42,000<\/td>\n<td style=\"text-align: center;\">651<\/td>\n<td style=\"text-align: center;\">1,302<\/td>\n<td style=\"text-align: center;\">1,953<\/td>\n<td style=\"text-align: center;\">2,604<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">10<\/td>\n<td style=\"text-align: center;\">43,900<\/td>\n<td style=\"text-align: center;\">681<\/td>\n<td style=\"text-align: center;\">1,362<\/td>\n<td style=\"text-align: center;\">2,043<\/td>\n<td style=\"text-align: center;\">2,724<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">11<\/td>\n<td style=\"text-align: center;\">45,800<\/td>\n<td style=\"text-align: center;\">710<\/td>\n<td style=\"text-align: center;\">1,420<\/td>\n<td style=\"text-align: center;\">2,130<\/td>\n<td style=\"text-align: center;\">2,840<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">12<\/td>\n<td style=\"text-align: center;\">48,200<\/td>\n<td style=\"text-align: center;\">748<\/td>\n<td style=\"text-align: center;\">1,496<\/td>\n<td style=\"text-align: center;\">2,244<\/td>\n<td style=\"text-align: center;\">2,992<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">13<\/td>\n<td style=\"text-align: center;\">50,600<\/td>\n<td style=\"text-align: center;\">785<\/td>\n<td style=\"text-align: center;\">1,570<\/td>\n<td style=\"text-align: center;\">2,355<\/td>\n<td style=\"text-align: center;\">3,140<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">14<\/td>\n<td style=\"text-align: center;\">53,000<\/td>\n<td style=\"text-align: center;\">822<\/td>\n<td style=\"text-align: center;\">1,644<\/td>\n<td style=\"text-align: center;\">2,466<\/td>\n<td style=\"text-align: center;\">3,288<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">15<\/td>\n<td style=\"text-align: center;\">55,400<\/td>\n<td style=\"text-align: center;\">859<\/td>\n<td style=\"text-align: center;\">1,718<\/td>\n<td style=\"text-align: center;\">2,577<\/td>\n<td style=\"text-align: center;\">3,436<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">16<\/td>\n<td style=\"text-align: center;\">57,800<\/td>\n<td style=\"text-align: center;\">896<\/td>\n<td style=\"text-align: center;\">1,792<\/td>\n<td style=\"text-align: center;\">2,688<\/td>\n<td style=\"text-align: center;\">3,584<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">17<\/td>\n<td style=\"text-align: center;\">60,800<\/td>\n<td style=\"text-align: center;\">943<\/td>\n<td style=\"text-align: center;\">1,886<\/td>\n<td style=\"text-align: center;\">2,829<\/td>\n<td style=\"text-align: center;\">3,772<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">18<\/td>\n<td style=\"text-align: center;\">63,800<\/td>\n<td style=\"text-align: center;\">990<\/td>\n<td style=\"text-align: center;\">1,980<\/td>\n<td style=\"text-align: center;\">2,970<\/td>\n<td style=\"text-align: center;\">3,960<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">19<\/td>\n<td style=\"text-align: center;\">66,800<\/td>\n<td style=\"text-align: center;\">1,036<\/td>\n<td style=\"text-align: center;\">2,072<\/td>\n<td style=\"text-align: center;\">3,108<\/td>\n<td style=\"text-align: center;\">4,144<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">20<\/td>\n<td style=\"text-align: center;\">69,800<\/td>\n<td style=\"text-align: center;\">1,083<\/td>\n<td style=\"text-align: center;\">2,166<\/td>\n<td style=\"text-align: center;\">3,249<\/td>\n<td style=\"text-align: center;\">4,332<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">21<\/td>\n<td style=\"text-align: center;\">72,800<\/td>\n<td style=\"text-align: center;\">1,129<\/td>\n<td style=\"text-align: center;\">2,258<\/td>\n<td style=\"text-align: center;\">3,387<\/td>\n<td style=\"text-align: center;\">4,516<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">22<\/td>\n<td style=\"text-align: center;\">76,500<\/td>\n<td style=\"text-align: center;\">1,187<\/td>\n<td style=\"text-align: center;\">2,374<\/td>\n<td style=\"text-align: center;\">3,561<\/td>\n<td style=\"text-align: center;\">4,748<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">23<\/td>\n<td style=\"text-align: center;\">80,200<\/td>\n<td style=\"text-align: center;\">1,244<\/td>\n<td style=\"text-align: center;\">2,488<\/td>\n<td style=\"text-align: center;\">3,732<\/td>\n<td style=\"text-align: center;\">4,976<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">24<\/td>\n<td style=\"text-align: center;\">83,900<\/td>\n<td style=\"text-align: center;\">1,301<\/td>\n<td style=\"text-align: center;\">2,602<\/td>\n<td style=\"text-align: center;\">3,903<\/td>\n<td style=\"text-align: center;\">5,204<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">25<\/td>\n<td style=\"text-align: center;\">87,600<\/td>\n<td style=\"text-align: center;\">1,359<\/td>\n<td style=\"text-align: center;\">2,718<\/td>\n<td style=\"text-align: center;\">4,077<\/td>\n<td style=\"text-align: center;\">5,436<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">26<\/td>\n<td style=\"text-align: center;\">92,100<\/td>\n<td style=\"text-align: center;\">1,428<\/td>\n<td style=\"text-align: center;\">2,856<\/td>\n<td style=\"text-align: center;\">4,284<\/td>\n<td style=\"text-align: center;\">5,712<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">27<\/td>\n<td style=\"text-align: center;\">96,600<\/td>\n<td style=\"text-align: center;\">1,498<\/td>\n<td style=\"text-align: center;\">2,996<\/td>\n<td style=\"text-align: center;\">4,494<\/td>\n<td style=\"text-align: center;\">5,992<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">28<\/td>\n<td style=\"text-align: center;\">101,100<\/td>\n<td style=\"text-align: center;\">1,568<\/td>\n<td style=\"text-align: center;\">3,136<\/td>\n<td style=\"text-align: center;\">4,704<\/td>\n<td style=\"text-align: center;\">6,272<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">29<\/td>\n<td style=\"text-align: center;\">105,600<\/td>\n<td style=\"text-align: center;\">1,638<\/td>\n<td style=\"text-align: center;\">3,276<\/td>\n<td style=\"text-align: center;\">4,914<\/td>\n<td style=\"text-align: center;\">6,552<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">30<\/td>\n<td style=\"text-align: center;\">110,100<\/td>\n<td style=\"text-align: center;\">1,707<\/td>\n<td style=\"text-align: center;\">3,414<\/td>\n<td style=\"text-align: center;\">5,121<\/td>\n<td style=\"text-align: center;\">6,828<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u8a3b\uff1a\u4ee5\u4e0a\u91d1\u984d\u70ba\u65b0\u81fa\u5e63\u5143\uff0c\u5be6\u969b\u91d1\u984d\u4ee5\u5065\u4fdd\u7f72\u516c\u544a\u70ba\u6e96\u3002<\/p>\n<h2>\u7737\u5c6c\u52a0\u4fdd\u898f\u5b9a<\/h2>\n<h3>\uff08\u4e00\uff09\u54ea\u4e9b\u4eba\u53ef\u4ee5\u4f5c\u70ba\u7737\u5c6c\u52a0\u4fdd\uff1f<\/h3>\n<p>\u6839\u64da\u300a\u5168\u6c11\u5065\u5eb7\u4fdd\u96aa\u6cd5\u300b\uff0c\u88ab\u4fdd\u96aa\u4eba\u7684\u4e0b\u5217\u89aa\u5c6c\u53ef\u4f9d\u9644\u52a0\u4fdd\uff1a<\/p>\n<ul>\n<li>\u7121\u8077\u696d\u7684\u914d\u5076<\/li>\n<li>\u7121\u8077\u696d\u7684\u7236\u6bcd<\/li>\n<li>\u672a\u6eff20\u6b72\u7684\u5b50\u5973<\/li>\n<li>\u5e74\u6eff20\u6b72\u7121\u8b00\u751f\u80fd\u529b\u6216\u4ecd\u5728\u5b78\u5c31\u8b80\u4e14\u7121\u8077\u696d\u7684\u5b50\u5973<\/li>\n<\/ul>\n<h3>\uff08\u4e8c\uff09\u7737\u5c6c\u52a0\u4fdd\u7684\u8a08\u7b97\u65b9\u5f0f<\/h3>\n<ul>\n<li>\u6bcf\u4f4d\u7737\u5c6c\u7684\u5065\u4fdd\u8cbb\u8207\u88ab\u4fdd\u96aa\u4eba\u76f8\u540c\uff08\u6309\u88ab\u4fdd\u96aa\u4eba\u7684\u6295\u4fdd\u91d1\u984d\u8a08\u7b97\uff09<\/li>\n<li>\u7737\u5c6c\u8d85\u904e3\u53e3\u8005\uff0c\u4ee53\u53e3\u8a08\u6536\u3002\u4f8b\u5982\uff1a\u67094\u540d\u7737\u5c6c\u4f9d\u9644\u52a0\u4fdd\uff0c\u53ea\u9700\u7e73\u4ea43\u4eba\u7684\u5065\u4fdd\u8cbb\u3002<\/li>\n<li>\u82e5\u7737\u5c6c\u540c\u6642\u67092\u4f4d\u4ee5\u4e0a\u88ab\u4fdd\u96aa\u4eba\u53ef\u4f9d\u9644\uff08\u4f8b\u5982\u7236\u6bcd\u540c\u6642\u6709\u5de5\u4f5c\uff09\uff0c\u53ef\u9078\u64c7\u4fdd\u8cbb\u8f03\u4f4e\u7684\u4e00\u65b9\u4f9d\u9644\u6295\u4fdd\u3002<\/li>\n<\/ul>\n<h3>\uff08\u4e09\uff09\u96c7\u4e3b\u8ca0\u64d4\u4e2d\u7684\u7737\u5c6c\u56e0\u7d20<\/h3>\n<p>\u81ea2024\u5e74\u8d77\uff0c\u96c7\u4e3b\u8ca0\u64d4\u5065\u4fdd\u8cbb\u6642\uff0c\u5df2\u7d0d\u5165\u300c\u5e73\u5747\u7737\u5c6c\u4eba\u65780.56\u4eba\u300d\u7684\u53c3\u6578\uff08\u5373\u672c\u4eba+0.56\u4eba\uff09\u3002\u4e5f\u5c31\u662f\u8aaa\uff0c\u96c7\u4e3b\u70ba\u6bcf\u4f4d\u54e1\u5de5\u8ca0\u64d4\u7684\u5065\u4fdd\u8cbb\uff0c\u5be6\u969b\u4e0a\u5df2\u5305\u542b\u5c0d\u54e1\u5de5\u7737\u5c6c\u7684\u9593\u63a5\u88dc\u52a9\uff0c\u50f1\u4e3b\u4e0d\u5f97\u518d\u5411\u54e1\u5de5\u984d\u5916\u6536\u53d6\u96c7\u4e3b\u8ca0\u64d4\u7684\u90e8\u5206\u3002<\/p>\n<h2>\u88dc\u5145\u4fdd\u96aa\u8cbb\u8aaa\u660e<\/h2>\n<p>\u9664\u4e86\u4e00\u822c\u4fdd\u96aa\u8cbb\u5916\uff0c\u96c7\u4e3b\u53ca\u6c11\u773e\u5982\u6709\u7279\u5b9a\u9ad8\u984d\u6536\u5165\uff0c\u9084\u9808\u7e73\u7d0d\u300c\u88dc\u5145\u4fdd\u96aa\u8cbb\u300d\uff0c\u8cbb\u7387\u70ba2.11%\u3002<\/p>\n<h3>\u96c7\u4e3b\u88dc\u5145\u4fdd\u96aa\u8cbb<\/h3>\n<ul>\n<li>\u8a08\u7b97\u516c\u5f0f\uff1a (\u6bcf\u6708\u652f\u4ed8\u85aa\u8cc7\u7e3d\u984d &#8211; \u54e1\u5de5\u7576\u6708\u6295\u4fdd\u91d1\u984d\u7e3d\u984d) \u00d7 2.11%<\/li>\n<li>\u96c7\u4e3b\u6bcf\u6708\u652f\u4ed8\u7684\u85aa\u8cc7\u7e3d\u984d\u82e5\u9ad8\u65bc\u54e1\u5de5\u6295\u4fdd\u91d1\u984d\u7e3d\u984d\uff0c\u5dee\u984d\u90e8\u5206\u9808\u7e73\u7d0d\u88dc\u5145\u4fdd\u96aa\u8cbb\u3002<\/li>\n<\/ul>\n<h3>\u500b\u4eba\u88dc\u5145\u4fdd\u96aa\u8cbb<\/h3>\n<p>\u6c11\u773e\u5982\u6709\u4ee5\u4e0b6\u9805\u6240\u5f97\u6216\u6536\u5165\uff0c\u55ae\u6b21\u7d66\u4ed8\u9054\u4e00\u5b9a\u91d1\u984d\u6642\uff0c\u9808\u6263\u7e73\u88dc\u5145\u4fdd\u96aa\u8cbb\uff1a<\/p>\n<ol>\n<li>\u9ad8\u984d\u734e\u91d1\uff08\u5168\u5e74\u7d2f\u8a08\u8d85\u904e4\u500b\u6708\u6295\u4fdd\u91d1\u984d\uff09<\/li>\n<li>\u517c\u8077\u85aa\u8cc7\u6240\u5f97<\/li>\n<li>\u57f7\u884c\u696d\u52d9\u6536\u5165<\/li>\n<li>\u80a1\u5229\u6240\u5f97<\/li>\n<li>\u5229\u606f\u6240\u5f97<\/li>\n<li>\u79df\u91d1\u6536\u5165<\/li>\n<\/ol>\n<p>\u500b\u4eba\u88dc\u5145\u4fdd\u96aa\u8cbb\u8a08\u8cbb\u4e0a\u9650\u8207\u4e0b\u9650\uff082026\u5e74\uff09\uff1a<\/p>\n<table>\n<tbody>\n<tr>\n<td style=\"text-align: center;\">\u6240\u5f97\u9805\u76ee<\/td>\n<td style=\"text-align: center;\">\u8d77\u6263\u9ede<\/td>\n<td style=\"text-align: center;\">\u4e0a\u9650<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">\u517c\u8077\u85aa\u8cc7\u6240\u5f97\u3001\u57f7\u884c\u696d\u52d9\u6536\u5165\u3001\u80a1\u5229\u6240\u5f97\u3001\u5229\u606f\u6240\u5f97\u3001\u79df\u91d1\u6536\u5165<\/td>\n<td style=\"text-align: center;\">\u55ae\u6b21\u7d66\u4ed8\u905420,000\u5143<\/td>\n<td style=\"text-align: center;\">\u55ae\u6b21\u7d66\u4ed8\u4ee51,000\u842c\u5143\u70ba\u9650<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">\u734e\u91d1<\/td>\n<td style=\"text-align: center;\">\u5168\u5e74\u7d2f\u8a08\u8d85\u904e4\u500b\u6708\u6295\u4fdd\u91d1\u984d<\/td>\n<td style=\"text-align: center;\">\u8d85\u904e\u90e8\u5206\u4ee51,000\u842c\u5143\u70ba\u9650<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u5e38\u898b\u554f\u984c\uff08FAQ\uff09<\/h2>\n<p><strong>Q1\uff1a2026\u5e74\u5065\u4fdd\u8cbb\u7387\u6709\u8abf\u6f32\u55ce\uff1f<\/strong><br \/>\nA\uff1a\u6c92\u6709\u30022026\u5e74\u5065\u4fdd\u8cbb\u7387\u7dad\u63015.17%\uff0c\u82072021\u5e74\u4ee5\u4f86\u7684\u6c34\u6e96\u76f8\u540c\u3002<\/p>\n<p><strong>Q2\uff1a\u57fa\u672c\u5de5\u8cc7\u8abf\u6f32\u5f8c\uff0c\u6211\u7684\u5065\u4fdd\u8cbb\u6703\u589e\u52a0\u55ce\uff1f<\/strong><br \/>\nA\uff1a\u4e0d\u4e00\u5b9a\u3002\u53ea\u6709\u539f\u672c\u6295\u4fdd\u5728\u57fa\u672c\u5de5\u8cc7\u7d1a\u8ddd\uff082025\u5e74\u70ba28,590\u5143\uff09\u7684\u52de\u5de5\uff0c\u56e0\u6295\u4fdd\u91d1\u984d\u8abf\u6574\u70ba29,500\u5143\uff0c\u6bcf\u6708\u5065\u4fdd\u81ea\u4ed8\u984d\u6703\u5f9e\u7d04443\u5143\u589e\u52a0\u81f3\u7d04458\u5143\uff08\u7d04\u589e\u52a015\u5143\/\u6708\uff09\u3002\u539f\u672c\u6295\u4fdd\u91d1\u984d\u5df2\u9ad8\u65bc29,500\u5143\u7684\u52de\u5de5\uff0c\u5065\u4fdd\u8cbb\u4e0d\u53d7\u5f71\u97ff\u3002<\/p>\n<p><strong>Q3\uff1a\u7737\u5c6c\u6700\u591a\u53ef\u4ee5\u52a0\u5e7e\u500b\u4eba\uff1f\u8cbb\u7528\u600e\u9ebc\u7b97\uff1f<\/strong><br \/>\nA\uff1a\u7737\u5c6c\u8d85\u904e3\u53e3\u8005\uff0c\u4ee53\u53e3\u8a08\u6536\u5065\u4fdd\u8cbb\u3002\u4f8b\u5982\u67094\u540d\u7737\u5c6c\u4f9d\u9644\u52a0\u4fdd\uff0c\u53ea\u9700\u7e73\u4ea4\u672c\u4eba\u53ca3\u540d\u7737\u5c6c\u51714\u4eba\u7684\u5065\u4fdd\u8cbb\u3002<\/p>\n<p><strong>Q4\uff1a\u96c7\u4e3b\u8ca0\u64d4\u7684\u5065\u4fdd\u8cbb\u5982\u4f55\u8a08\u7b97\uff1f<\/strong><br \/>\nA\uff1a\u96c7\u4e3b\u8ca0\u64d4 = \u6708\u6295\u4fdd\u91d1\u984d \u00d7 5.17% \u00d7 60% \u00d7 1.56\uff081+\u5e73\u5747\u7737\u5c6c\u4eba\u65780.56\uff09\u3002\u4ee5\u6708\u85aa29,500\u5143\u70ba\u4f8b\uff0c\u96c7\u4e3b\u6bcf\u6708\u8ca0\u64d4\u7d041,428\u5143\u3002<\/p>\n<p><strong>Q5\uff1a\u88dc\u5145\u4fdd\u96aa\u8cbb\u7684\u8d77\u6263\u9ede\u662f\u591a\u5c11\uff1f<\/strong><br \/>\nA\uff1a\u500b\u4eba\u88dc\u5145\u4fdd\u96aa\u8cbb\u7684\u8d77\u6263\u9ede\u70ba\u55ae\u6b21\u7d66\u4ed8\u905420,000\u5143\uff08\u734e\u91d1\u5247\u70ba\u5168\u5e74\u7d2f\u8a08\u8d85\u904e4\u500b\u6708\u6295\u4fdd\u91d1\u984d\uff09\u3002\u96c7\u4e3b\u88dc\u5145\u4fdd\u96aa\u8cbb\u5247\u7121\u8d77\u6263\u9ede\uff0c\u85aa\u8cc7\u5dee\u984d\u90e8\u5206\u5373\u9808\u7e73\u7d0d\u3002<\/p>\n<p><strong>Q6\uff1a\u54e1\u5de5\u96e2\u8077\u6642\uff0c\u5065\u4fdd\u61c9\u5982\u4f55\u8655\u7406\uff1f<\/strong><br \/>\nA\uff1a\u54e1\u5de5\u96e2\u8077\u7576\u65e5\uff0c\u96c7\u4e3b\u61c9\u586b\u5beb\u300c\u9000\u4fdd\u7533\u5831\u8868\u300d\u5411\u5065\u4fdd\u7f72\u8fa6\u7406\u9000\u4fdd\u3002\u5065\u4fdd\u8cbb\u8a08\u7b97\u81f3\u9000\u4fdd\u7576\u6708\u6b62\uff0c\u6309\u300c\u6708\u300d\u8a08\u6536\u3002\u5efa\u8b70\u65bc\u54e1\u5de5\u96e2\u8077\u5f8c3\u65e5\u5167\u5b8c\u6210\u7533\u5831\uff0c\u907f\u514d\u7522\u751f\u984d\u5916\u8cbb\u7528\u3002<\/p>\n<p><strong>Q7\uff1a\u90e8\u5206\u5de5\u6642\u54e1\u5de5\u7684\u5065\u4fdd\u600e\u9ebc\u8655\u7406\uff1f<\/strong><br \/>\nA\uff1a\u90e8\u5206\u5de5\u6642\u54e1\u5de5\u82e5\u6bcf\u9031\u5de5\u4f5c\u6642\u6578\u905412\u5c0f\u6642\u4ee5\u4e0a\uff08\u542b\uff09\uff0c\u96c7\u4e3b\u61c9\u70ba\u5176\u6295\u4fdd\u3002\u6295\u4fdd\u91d1\u984d\u6309\u5be6\u969b\u85aa\u8cc7\u5c0d\u7167\u6295\u4fdd\u91d1\u984d\u5206\u7d1a\u8868\u7533\u5831\uff0c\u4e0d\u53ef\u76f4\u63a5\u4ee5\u7b2c\u4e00\u7d1a29,500\u5143\u7533\u5831\u3002<\/p>\n<h2>Workstem\u5f37\u5927\u85aa\u8cc7\u8a08\u7b97\u7cfb\u7d71\uff0c\u8f15\u9b06\u641e\u5b9a\u52de\u5065\u4fdd\u8a08\u7b97<\/h2>\n<p><span style=\"color: #3366ff;\"><a style=\"color: #3366ff;\" href=\"https:\/\/www.workstem.com\/tw\/contactutm_source=blogpost&amp;utm_medium=blog&amp;utm_campaign=2024-leave-strategy&amp;utm_term=echo\" target=\"_blank\" rel=\"noopener\">Workstem\u96f2\u7aef\u7b97\u85aa &amp; \u4e00\u7ad9\u5f0f\u4eba\u529b\u8cc7\u6e90\u7ba1\u7406\u7cfb\u7d71<\/a><\/span>\uff0cWorkstem\u6578\u4f4d\u5316\u4f11\u5047\u7cfb\u7d71\u7dca\u8cbc\u52de\u57fa\u6cd5\uff0c\u81ea\u52d5\u8a08\u7b97\u4f11\u5047\u9918\u984d\uff0c\u652f\u63f4\u5feb\u901f\u8acb\u5047\/\u6838\u5047\uff0c\u8cc7\u6599\u96f2\u7aef\u5132\u5b58\uff0c\u52a9\u4f60\u5be6\u73fe\u667a\u80fd\u5316\u4f11\u5047\u7ba1\u7406\u3002<\/p>\n<p>\u9664\u6b64\u4e4b\u5916\uff0c<span style=\"color: #3366ff;\"><a style=\"color: #3366ff;\" href=\"https:\/\/www.workstem.com\/tw\/contactutm_source=blogpost&amp;utm_medium=blog&amp;utm_campaign=2024-leave-strategy&amp;utm_term=echo\" target=\"_blank\" 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